Are you about to buy a property? Congrats! Young or old, the purchase of a home is always a pivotal moment in your life ... Whether it will also be a successful adventure depends to a large extent on financing.
Have you paid a correct price? And what about the price-quality ratio and insurance for your home loan? Discover here how you can best tackle these financial issues, so that you can turn your housing project into a dream project.
Buying a house: are you paying a correct price?
According to one overvalued, according to the other still far from saturated; Much has been said and written about the Belgian housing market . However, those who want to buy a home themselves often do not have the time or capital reserves to await the perfect moment for their investment . Fortunately, there are also a number of factors that you control:
- Do you have a specific residential area in mind? Keep a close eye on real estate prices in the area and immediately grab an opportunity.
- Take a look daily at viewfinder sites. That way you have a good idea of market prices.
- Determine your budget in advance and never go over it.
Got the best loan?
Have you signed a compromise or a provisional sales agreement? Then buying a home is no longer a dream. Just take out a home loan and have the deed executed by the notary, and the time has come! Nevertheless, the search for a mortgage loan is not a step where you can pass lightly.
A good or bad price-quality ratio, it saves an end on the total invoice. Comparing is therefore the message. Start with online simulations and also make agreements with different banks.
Buying property: comparing debt balance insurance pays off!
Insurances are one step that you should certainly not overlook. And then we are not only talking about fire insurance, but also about debt balance insurance.
Although not mandatory, it is necessary to offer your relatives a carefree future. Just as with the home loan, you can freely choose the institution with which you take out a balance insurance policy. It goes without saying that those who make a thorough comparison claim the best price-quality ratio . Performing an online simulation is a good start!